As a homeowner, there are so many things you need. Why buy them when they’re available for free? Before you run off to your local home-improvement store to stock up on supplies or your arborist to purchase a new sapling, take a moment. You might just be
Read more →How does a lower monthly mortgage payment sound? If it sounds good a refinance just might be for you. Refinancing or “refi” for short is similar to applying for a new loan. The new loan pays off your existing mortgage, give you new terms, and new interest
Read more →Buying a home that’s part of a community typically means agreeing to live by a set of community-specific rules (aka homeowner association rules or HOA rules) and paying a monthly (or yearly) fee. The fee contributes to the overall maintenance and management of the community. The rules
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