It’s not over until it’s over. In the world of mortgages, this saying couldn’t be more true. Because while getting pre-approved, finding a home, and getting your offer accepted puts you close to the finish line, it doesn’t get you across. You still have to close. If
Read more →Buying your first home is exciting. It can also be stressful, nerve-racking, and expensive! This is especially true if you plan to put 20% down. Luckily, you don’t have to let the daunting size of a 20% down payment keep you from your dream of homeownership. You
Read more →In your 20s and 30s, you have a lot to juggle – especially financially. There are the fun expenses, like your next vacation and a fancy new handbag. And then there are the not so fun expenses like student loan payments and credit card bills. With
Read more →Puppies. Babies. Tiny homes. Small things are adorable. This is especially true when they’re seen from a distance where you don’t have to deal with the chewing, crying, and downsizing. But the question remains: Is a tiny home really a tiny expense? At first glance, their small
Read more →Thinking about refinancing your home? Now is the time. A lower interest rate could save you a substantial amount of coin. However, before you can secure a “low rate,” you’ll need to get your home appraised. The higher the assessment, the lower your potential interest rate will
Read more →How does a lower monthly mortgage payment sound? If it sounds good a refinance just might be for you. Refinancing or “refi” for short is similar to applying for a new loan. The new loan pays off your existing mortgage, give you new terms, and new interest
Read more →Like any major purchase, an investment property can be a nerve-racking proposition. This is especially true when you’re trying to find financing for the purchase. However, many investors have found the earnings from increased property values and rent far outweigh the risk. If you’re interested in pursuing
Read more →